My only point here is that the elimination of routine jobs with only the creative ones being left, is no pathway to human happiness. Having to earn on one's own creativity can be as hellish as the most mind-numbingly dull routine work. Besides, a world where one's social status entirely depends on the ability to monetize one's creativity is a winner-takes-it-all society to much greater degree than the one we're currently living in.
RE: Welcoming in the debt cycle