The biggest change
Like plenty of people here in the UK, we've been in rented accommodation for the past 8/9 years. We've not moved around lots, instead we found a place we loved and stayed there for as long as we could. Unfortunately our landlord decided to sell the house, pushing us out of the place we have called home for nearly a decade. This was the catalyst for what would become a transformative year for the both of us. Self employment isn't the best when it comes to mortgages, and we'd never actually just been in to talk to someone about our options. As we suspected, our situation wasn't one that lenders were particularly keen to get involved with, but - to our surprise - it was still quite possible. If you haven't read 'The Universe Has Your Back' by Gabby Bernstein then go read or listen to it now! Either way, we've never had such proof that the Universe does indeed have our backs as we did this year when it came to housing. Just as we were finding we could look for a house to buy one popped up that was just perfect in every way. It wasn't a straight line, but we got there in the end and four months later we have a nicer house than we could ever have imagined in an absolutely perfect area!
Turns out there are two 5 o'clock's in a day
I know, it was news to me as well. I've never been a fan of early mornings. For as long as I can remember my dad has got up at 4.30AM every morning without fail. And it's always baffled me. One of the perks of self employment is that you get to avoid all of the busiest times of day, and pretty much work whenever you want. As such I've simply never had the necessity for early mornings. A few weeks ago I was mindlessly scrolling through the internet when I saw something about early mornings. I was pretty sure I'd heard it all before, you know the kind of thing - 'You get so much more done!' - Why? What's the difference between me working 10am-6pm or 6am-2pm? I watched the video all the same and yes, it was much of what we have all heard before. Except one thing that really got me interested. Getting up before 5am is ALWAYS crappy. But the willpower to do it stays with you for the rest of the day. When you're debating skipping the daily run you just think 'I got up before 5AM, I can do just about anything!'. And it actually bloody works!