So I decided to check and see if my strategy for hive finances still made sense.

I don't think they do

Why I think this

Well for one I have withdrawn from SBI, I found that the community was stagnant and not growing the way that I was hoping. At the time my curation rewards were doing about the same ROI so that was the straw that tipped me over.

Second reason is that originally my thought was the other chunk of revenue would come from curation and vested hive APR. I don't think this is a change as much as a tweak to the strategy.

How it looks now

So, rather than investing in SBI for stability, I will be investing in HBD savings and HP with curation.

My current curation APR is about 9% and the APR for vested HP is currently around 3%, this works out to 11% APR. This is great, but I don't want to have all my eggs in the same boat, so I will be putting all my HBD into savings too

The HBD will come 100% from post payouts for now, and I will continue posting. When the withdrawal from SBI is complete and my APR isn't covering everything I will have to make a change.

My goal is to have ~$200 monthly revenue from this account, for that to be 100% passive, at the rates we have today, I will need about $25k in savings and 25000 HP vested. I'm a very long way from that, and without investing FIAT I doubt that I have the time to build up to it.

For now, I will continue posting, supporting people that I like and see how it goes.

I bought my new camera and loving it. I have about 100 pictures that I plan to drip out on various communities that I hope people will enjoy.

What is your favourite photography community and why?

Let me know in the comments.

Be sure to follow along and leave a comment below!

Cheers,
NL