Hello Everyone,
Welcome to Saturday Savers Club with Susie-Saver!
SPI Giveaway for September NO-BUY Month
Every week during our September NO-BUY month we are going to have an SPI giveaway!
Last week, the SPI giveaway was for your tips for what to do with your time instead of shopping. We have two great winners: @justclickindiva and @riandeuk Yay! Check your Wallets!
Shop your closets and pantry was @justclickindiva's tip: remind yourself what you have and collect what you don't need to give-away to others who do need it.
There was a list from @riandeuk with ideas for alternatives to going shopping: enjoying nature with a walk or a hike, playing sports and gaming, enjoying board games with friends and building something or DIY.
Both @riandeuk and @metzli talked about how saving or enjoying the time they saved by not shopping through sticking with known makes and models, budgeting and planning and using delivery thresholds to manage their spending; and @metzli talked about enjoying her home and a less stressful life-style.
Check the comments and links in last week's post for all the great ideas.
So this is the last week of our September NO-BUY Month. This week, let us have your comments about how the no-buy month has been for you:
- what worked and what didn't, how would you change things another time.
- any new ideas you picked up that you're going to keep doing.
- any interesting things you learned.
If you want to, you can let us know how much you saved through the NO-BUY approach - maybe as a percentage of your monthly expenses (there's an example in this post). Feel free to make your own post and link it in the comments below.
October Side-Gig Month - LBI Giveaway!
Everyone likes to have a little side hustle, don't they? Something you enjoy doing and you make a little money? Next month, we're going to be exploring all the little side gigs we can do to help boost our savings. So start gathering your ideas for next month's giveaways!
Autumn Challenge - Week 7 - Save $100!
| Week No | Amount | Cumulative | Week No | Amount | Cumulative |
|---|---|---|---|---|---|
| 1 | 1.05 ❤️ | 1.05 | 11 | 5.67 | 35.70 |
| 2 | 1.26 ❤️ | 2.31 | 12 | 6.16 | 41.86 |
| 3 | 1.75 ❤️ | 4.06 | 13 | 6.65 | 48.51 |
| 4 | 2.24 ❤️ | 6.30 | 14 | 7.14 | 55.65 |
| 5 | 2.73 ❤️ | 9.03 | 15 | 7.63 | 63.28 |
| 6 | 3.22 ❤️ | 12.25 | 16 | 8.12 | 71.40 |
| 7 | 3.71 ❤️ | 15.96 | 17 | 8.61 | 80.01 |
| 8 | 4.20 | 20.16 | 18 | 9.10 | 89.11 |
| 9 | 4.69 | 24.85 | 19 | 9.59 | 98.70 |
| 10 | 5.18 | 30.03 | 20 | 10.08 | 108.78 |
If you check over on @susie-saver's wallet, this week's 3.71p bought 5.97 HIVE which has been added to the savings wallet.
New - Wednesday Wellbeing Club
This is a challenge for anyone who wants to make a lifestyle change (eat well, move more, sleep better) hosted by @shanibeer over in the Natural Medicine community. Anyone is welcome to join 😍.
Now then - this week's winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @phoenixwren, @missaj, @metzli, @bashadow and @riandeuk.
Okay, everyone who commented last week went into the WheelofNames and we have two winners: @jfang003 and @phoenixwren - check your wallets winners - yay!
- Congratulations!
Thank you for taking part in Saturday Savers Club, everyone!
What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.
More about EDS tokens
EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.
Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.
618 EDS Miner tokens left (also some bargains at less than 10 Hive).
Back to business ...
We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?
Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.
Let's Get Started
Image by Andy M. from Pixabay Hey Chicken, nearly time for pot pie! 😁
We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.
Penny a Day Tracker Sheet
Right click on the image, save it to your computer and then print it out.
Okay, let's check in ...
1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 25 September, was 18.55p. Next week, we'll be saving 19.04p and by Saturday we'll have saved 378.27p (that's 37,827p just compounding a penny a day)! 😁.
Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.
Here's this week's results - 18.55p buys 29.87 Hive.
945 Hive saved in 39 weeks (815 Hive powered up, 30 Hive waiting for Hive Power Up Day and the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 20% on EDSM, 23% on EDS tokens and a little on curating and posting!
@susie-saver will be powering up this week's savings on 1 October as part of Hive Power Up Day; she's also been voting following a curation trail. She's reached her first milestones of 530HP and Minnow status. Her next goal is 1,000HP. She's already at 815HP - what's your prediction for when she will reach 1,000HP? Tell us in the comments!
How much did you save this week? Did you meet your target? Or did you save even more?
Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.
Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.
2. The Golden Pig Tip
Image by 3D Animation Production Company from Pixabay
Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.
This Week's Golden Pig Tip
This week's Golden Pig Tip for September NO-BUY month:
Look after your investments: EDS income tokens are a great way to build a little nest egg that provides you with a Hive income every week. Did you know you can help to grow that income in three easy ways:
- Vote for @eddie-earner posts - all rewards on posts are powered up to grow the EDS fund and increase the Hive income that is given out every week. All H-E token rewards are converted to Hive and powered up - it's the magic of compounding combined with a virtuous circle combined with time! Never miss a post by setting up an autovote with Hive.Vote.
- Carry a little notice about Saturday Savers Club and EDS in your signature at the bottom of every post (See below for sample text and check the bottom of @shanibeer's posts for an example).
- Write your own post now and then about the Saturday Savers Club and EDS and why you are involved or talk about it in your monthly Hive Power Up Day post.
SAMPLE NOTICE TEXT
< sup > I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens. EDS tokens provide guaranteed 12% Hive income every Monday (income currently 23%). EDS tokens and EDS Miners are available through Hive-Engine. < /sup >
Remove gaps in the formatting for the notice to look like this:
I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens every week. EDS tokens provide guaranteed 12% Hive income every Monday. EDS and EDS Miners are available through Hive-Engine.
What ideas do you have for growing the Saturday Savers Club and the EDS income token fund? Let us know in the comments.
And today is always a good day to start saving - you can start on Day 1 or make up the first thirty-nine weeks (or join the Autumn Challenge) to catch up with @susie-saver.
That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.
Today's post by @shanibeer writing as @susie-saver.
EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.