Buy and hold ftw...
By 2020 we could have a 1 trillion dolllar market cap which could mean this is only 10% of where we can be in a few years...
Traders care about bubbles...
Visionaries care about utility and the beauty of the technology...
Steem can be $10 within 3 years easily...
RLC can be $10 within 3 years easily...
Ethereum can be over $1000 within 3 years or even this year easily...
All you have to do to give yourself the lowest chance of losing unnecessary money is to buy and hold...
If you don't want to worry about tax uncertainty and risk being haunted by the IRS, don't spend or sell, and simply hoard as much crypto as you can, and when they get their act straight and have sane policy years from now that will possibly be beyond 2020 anyway...
So buy and hold until at least 2020...