Namaste everyone, is my pleasure to join in this session of contest and trust me you will learn something good from my entry on my saving tips for 2026.
Savings has been part of my life style for a very long time now, but I think I need to improve this year and already I have done some adjustments to achieve more this 2026.
Inconsistency was the challenge I faced all through 2025 and I couldn't reach my financial goal on savings for the year.
Every January I write down how much I would love to have as my savings by December of that year but last year few things lead to inconsistency and I wasn't happy all.
It's January again and I have written down how much I would love to save if life continues and to achieve this I have to work on things that will cause distractions and lead to inconsistency.
Last year I did weekly savings and sometimes at the end of the week I will have an empty purse so I will push it to the next week and that means seven whole days without saving a dime and when that occurs more than twice it will disorganize the yearly goal.
Starting January one 2026, I started saving on daily basis, yes it's very small but I want to maintain consistency and get to a certain amount by the end of the year.
On my bank application I automated a safe box deduction that occurs by 9:30am everyday, even if that's the only amount I have in my account, it will be deducted to safe box, that will help me to be consistent.
One good thing about this mobile app safe box is that I can't withdraw at any time, I can only withdraw three times a year which I will not do because it's a year project I am doing.
Reduce expenses
I need to have money in my account to be consistent with my savings, to help me achieve this I have readjusted on how I purchase things in the house, I only buy what I need at a time, I also quit some unnecessary bulky buying, buying things I don't often use in bulk is waste of funds, some times they will get spoiled and I will throw them away, instead of that I save those funds in my safe box and got more funds.
Just few weeks to end 2025 am emergency came up that that requires a huge amount of money, and I didn't have money with me, let's imagine I didn't put something aside from the beginning of the year, it would have been disastrous.
Savings has always given me a kind of financial confidence, and with this method I started if I consistently do it the whole of 2026 I will be a rich 🤑 babe 😆😆😆😆😆 lol, I will get better financial and get closer to financial freedom.
